We Help SMSF Investors

Using your super to invest in property

Buying property through your self-managed super fund is one of the more powerful ways to grow your retirement wealth - but it's also one of the more specialised corners of the lending world. The rules are stricter, the lender pool is smaller, and the loan structure works differently to a standard home or investment loan. At Evergreen Loan Solutions, we help SMSF trustees navigate the process end-to-end, so you can put your super to work without getting tangled up in the complexity.

So how does SMSF lending actually work?

It usually starts with one key question: how do I borrow through my fund without running into trouble down the track?

Here's how we'll help you figure that out:

• Review your fund's position and work out a realistic borrowing capacity
• Explain how SMSF loans are structured - including why the property sits in a separate trust and what that means for your fund
• Match you with lenders who actively support SMSF lending for residential or commercial property (not all of them do)
• Walk you through the deposit, liquidity, and servicing requirements that apply to SMSF loans
• Coordinate with your accountant or financial adviser so the lending side lines up with your broader strategy
• Handle the paperwork, valuations, and settlement so your trustees aren't left juggling it all

SMSF lending comes with tighter rules than standard investment lending - things like what you can and can't do with the property, how repayments must be made, and what happens if your circumstances change. Getting the loan structured properly from the start matters, because unwinding a mistake later can be expensive. We'll always recommend working closely with your accountant or licensed financial adviser on the strategy side, and we'll handle the loan side with the same care.

Here's how Evergreen Loan Solutions makes it easier

We speak bank. We know the policies, the lenders, and every last bit of jargon - so you don't have to learn a whole new language. We take the time to understand your fund's goals and break everything down in plain English.

Here's what you can expect:

• Advice shaped around your SMSF's position and investment goals
• Access to a panel of 50+ lenders - including those who specialise in SMSF lending
• Support for both residential and commercial SMSF purchases
• A broker who actually picks up the phone

Ready to make it happen?

Let's get the conversation started! Book a free, no-obligation intro call with Evergreen Loan Solutions today.