ASSET FINANCE BRISBANE SOUTHSIDE
The equipment your business needs, without draining cash flow.
Asset finance lets you put vehicles, machinery and equipment to work now and pay for them over their useful life. The asset itself is usually the security, so your home can stay out of it.
Francesco Mercati
“Gundeep was FANTASTIC in getting me across the line on my first home, can't recommend him more!! Chat to us here.
Evergreen is here to help with your Asset Finance Loan.
Welcome to Evergreen Loan Solutions, where we are dedicated to empowering individuals and families to achieve their Asset Finance Loan goals with confidence and clarity. Established with a vision to provide personalised financial solutions, Evergreen Loan Solutions has been a trusted partner for clients seeking tailored guidance in navigating the complexities of the financial landscape.
Our Story.
Led by Gundeep Virk, a seasoned banking professional with over 15 years of experience in various roles including home loans, unsecured loans, agri-banking, and branch leadership, Evergreen Loan Solutions is dedicated to providing personalised financial solutions.
Our team take the time to listen and tailor our services to you, providing expert guidance every step of the way.
1. Vehicles, machinery and equipment.
Trucks, utes and vans, plant and machinery, fit-outs and technology, financed over a term that suits how long you will use them.
2. The right structure for your books.
A chattel mortgage, lease or hire purchase each treat ownership, GST and tax differently. We explain the options and your accountant confirms what suits.
3. Your working capital kept free.
Financing the asset preserves cash for wages, stock and growth, and leaves your property equity available for other things.
Let us research 50+ banks & lenders to find the right solution for you.
We work with Australia’s leading banks and non-bank lenders including ANZ, Bank of Queensland Suncorp, AMP, Macquarie Bankwest and many more, giving you more options, better rates, and loans tailored to your exact needs. No bias, just what works best for you.
How our Brisbane Southside mortgage broker helps
Why do Brisbane Southside businesses use Evergreen for asset finance?
Transport and trucking operators, tradies and logistics businesses around Rocklea, Archerfield and Coopers Plains rely on vehicles and equipment to earn. Waiting until you can pay cash often costs more than the finance does.
Asset finance policy differs between lenders on the age of the asset, how long you have been trading and how much paperwork they need. We compare the options and arrange it alongside your other lending, in English, Punjabi or Hindi.
Book a free chat to find out more.
Brisbane Southside mortgage broker reviews
“Evergreen Loan solutions have been very helpful throughout our journey. I want to thanks Gundeep for the support all through this journey of buying a house.
Evergreen home solutions has always been very professional and always guided us to realise our dream house."
Monika Goel
June 2026
★★★★★
5.0 star Google reviews
FAQs
What is asset finance?
Asset finance is a loan or lease used to buy a business asset such as a vehicle, machinery or equipment, where the asset itself usually secures the finance. Common types include chattel mortgages, finance leases and hire purchase, each with different tax and ownership treatment. Your accountant can confirm which suits your tax position, and we compare lenders for the best structure.
What assets can be financed?
Most income-producing assets, including cars, utes, vans, trucks, trailers, machinery, medical and dental equipment, hospitality fit-outs, solar and technology. Both new and used assets can usually be financed, though some lenders limit the age of used items. If the asset helps your business earn income, there is generally a lender willing to fund it.
Do I need a deposit?
Not always. Some lenders finance the full purchase price, including GST, for established businesses with a good credit history. Newer businesses or higher-risk assets may be asked for a deposit or a larger balloon payment. A trade-in can also act as your deposit. We tell you what each lender requires before you order the asset.
Can a new business get asset finance?
Often, yes, although lender choice is narrower and pricing can be higher for a newer ABN. Lenders weigh your industry experience, credit history, the asset type and any property you own. Asset finance also adds to your debts when you apply for a home loan. See how business debt affects borrowing.
What is a balloon payment on asset finance?
A balloon payment is a lump sum left owing at the end of the term. It lowers your regular repayments but does not reduce the total you owe, and you need to pay or refinance it when the term ends. A balloon can suit an asset you plan to upgrade, but it adds risk if the asset's value drops. We model repayments with and without one.
How long does asset finance approval take?
Straightforward asset finance can often be approved within one to two business days, especially for established businesses buying common assets such as vehicles. Larger amounts, specialised equipment or newer businesses may need more documents and take longer. Having your ABN details, recent BAS and the supplier's invoice ready helps us move quickly.
