INTERSTATE BUYER HOME LOANS BRISBANE SOUTHSIDE
Buy on Brisbane's Southside from wherever you are.
Buying from interstate or overseas adds complexity around valuations, foreign income and timing. Most of our process runs by phone, video call and email, so distance does not slow you down.
Francesco Mercati
“Gundeep was FANTASTIC in getting me across the line on my first home, can't recommend him more!! Chat to us here.
Evergreen is here to help with your Interstate Buyer Home Loan.
Welcome to Evergreen Loan Solutions, where we are dedicated to empowering individuals and families to achieve their Interstate Buyer Home Loan goals with confidence and clarity. Established with a vision to provide personalised financial solutions, Evergreen Loan Solutions has been a trusted partner for clients seeking tailored guidance in navigating the complexities of the financial landscape.
Our Story.
Led by Gundeep Virk, a seasoned banking professional with over 15 years of experience in various roles including home loans, unsecured loans, agri-banking, and branch leadership, Evergreen Loan Solutions is dedicated to providing personalised financial solutions.
Our team take the time to listen and tailor our services to you, providing expert guidance every step of the way.
1. Handled remotely, start to finish.
From the first chat to settlement, everything can be done by phone, video call and email, with one broker across the whole file.
2. Local knowledge you cannot see online.
Flood mapping in Rocklea, school catchments around Mansfield and lender policy on smaller units all affect value and finance. We flag them before you commit.
3. Overseas income and visas understood.
Policy on foreign income, temporary visas and FIRB approval varies widely between lenders. We check it before you make an offer.
Let us research 50+ banks & lenders to find the right solution for you.
We work with Australia’s leading banks and non-bank lenders including ANZ, Bank of Queensland Suncorp, AMP, Macquarie Bankwest and many more, giving you more options, better rates, and loans tailored to your exact needs. No bias, just what works best for you.
How our Brisbane Southside mortgage broker helps
Why do interstate and overseas buyers use Evergreen?
Direct M1 access, the South East Busway and sustained migration into South East Queensland keep drawing buyers from interstate and overseas to the Southside. Buying from a distance means relying on someone who knows the streets.
We work regularly with temporary visa holders, including buyers on 482 and 485 visas, and with overseas income and family gifted deposits. Gundeep speaks English, Punjabi and Hindi.
Book a free chat to find out more.
Brisbane Southside mortgage broker reviews
“Evergreen Loan solutions have been very helpful throughout our journey. I want to thanks Gundeep for the support all through this journey of buying a house.
Evergreen home solutions has always been very professional and always guided us to realise our dream house."
Monika Goel
June 2026
★★★★★
5.0 star Google reviews
FAQs
Can I buy in Brisbane without travelling there?
Yes. Finance can be arranged fully remotely, with documents signed electronically where the lender allows. Your conveyancer or solicitor will confirm what is needed to sign the contract and settle from where you are. Many interstate buyers also use a local buyer's agent or building inspector. We manage the lending from start to finish by phone, video call and email.
Do interstate buyers get first home buyer concessions in Queensland?
Eligibility depends on your residency status and whether you will live in the home, not where you are moving from. From 1 August 2026, Queensland's concessions are limited to Australian citizens, permanent residents and specified foreign retirees. You generally need to move in within a set time. We confirm what applies to you before you sign.
Can temporary visa holders get a home loan?
Yes, although the lender pool is narrower and deposit requirements are usually higher, often 20% or more. FIRB approval may be needed before you buy, and foreign buyer duty surcharges may apply in Queensland. Your visa type and remaining term both matter. We check which lenders accept your visa before you start looking.
Will lenders accept income earned overseas?
Some lenders will, with the right documents, and others will disregard it entirely. Accepted currencies, the discount applied to foreign income and the documents needed all vary. Some also accept Australian expats working overseas. We tell you exactly what the lender requires and why. Read about foreign income and expat lending.
Can I get pre-approval before I move to Queensland?
Yes. You can get pre-approval while living interstate, as long as the lender is comfortable with your income and employment. If you are changing jobs as part of the move, timing matters because some lenders want you to start the new role first. We plan the timing so your pre-approval is valid when you are ready to buy.
Are Brisbane property prices higher than other states?
It depends where you are moving from. Brisbane is generally more affordable than Sydney but prices have grown strongly in recent years. Suburb choice makes a big difference. We focus on the finance side and can tell you what you can borrow and what price range that puts you in.
